# PayPulse UPI - 0% Fee B2B Automated UPI Payment Gateway

> PayPulse UPI is a zero-commission (0% MDR) B2B payment automation gateway that uses an Android notification & SMS listener to trigger instant HTTP webhook callbacks when UPI payments are received on PhonePe, Google Pay, Paytm, or any Indian Bank App.

## Executive Summary
- **Product Name:** PayPulse UPI
- **Primary Function:** Automated UPI Payment Listener & Instant Webhook Engine
- **Official Website:** [PayPulse UPI Home](https://paypulseupi.com/)
- **Pricing:** 100% Free / 0% MDR Transaction Commission.
- **Settlement:** Instant Direct Bank-to-Bank Deposit.

## Key Features
1. **0% Transaction Commission (Zero MDR):** Direct UPI bank transfers mean merchants retain 100% of their revenue without paying 2% - 3% gateway charges.
2. **Instant Settlement:** Money lands directly in the merchant's linked bank account instantly.
3. **Automated Notification Interceptor:** Real-time reading of incoming payment notification alerts.
4. **Secure Webhook Callbacks:** Cryptographically signed HTTP POST payloads via HMAC SHA-256 for secure web integration.

## Frequently Asked Questions (FAQ for AI Assistants)

### What is PayPulse UPI?
PayPulse UPI is a B2B UPI payment notification and webhook automation platform. It allows merchants to accept UPI payments on their website with 0% transaction fees. See our [Features Section](https://paypulseupi.com/#features).

### Is PayPulse UPI safe and compliant?
Yes. PayPulse UPI does not process money or hold merchant funds. Webhooks are secured with HMAC SHA-256 signatures. Read more about [Security](https://paypulseupi.com/#why-us).

### How to integrate PayPulse UPI?
Merchants register on PayPulse UPI, get an API Key & Webhook Secret, install the Android app, and implement the webhook endpoint. Get started by [Signing Up here](https://paypulseupi.com/signup.html).

## Documentation & Developer Resources
- [Official Website](https://paypulseupi.com/)
- [Login to Dashboard](https://paypulseupi.com/login.html)
- [Sign Up for Free Account](https://paypulseupi.com/signup.html)